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	<title>General Archives - Rajat Homes</title>
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		<title>Decorate your home with low maintenance house plants</title>
		<link>https://rajathomes.com/decorate-your-home-with-low-maintenance-house-plants/</link>
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		<dc:creator><![CDATA[Rajat Homes]]></dc:creator>
		<pubDate>Mon, 22 Jun 2020 10:46:00 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[residential complex near science city]]></category>
		<guid isPermaLink="false">https://rajathomes.com/?p=1117</guid>

					<description><![CDATA[<p>There are many ways to go green when it comes to decorating our home interior. Having good amount of indoor plants is one of them. Indoor plants not only make your living space more inviting and luxurious, they also provide a natural way of removing toxic agents from the air making your home’s air healthier. While some houseplants &#8230; <a href="https://rajathomes.com/decorate-your-home-with-low-maintenance-house-plants/" class="more-link">Continue reading<span class="screen-reader-text"> "Decorate your home with low maintenance house plants"</span></a></p>
<p>The post <a rel="nofollow" href="https://rajathomes.com/decorate-your-home-with-low-maintenance-house-plants/">Decorate your home with low maintenance house plants</a> appeared first on <a rel="nofollow" href="https://rajathomes.com">Rajat Homes</a>.</p>
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<p>There are many ways to go green when it comes to decorating our home interior. Having good amount of indoor plants is one of them. Indoor plants not only make your living space more inviting and luxurious, they also provide a natural way of removing toxic agents from the air making your home’s air healthier. While some houseplants require a lot of attention, a few plants are more forgiving and low-maintenance. They can be grown in the indirect light from a window and the usual indoor temperature. The south open apartments at Rajat Boulevard’s <strong><a href="https://rajathomes.com/rajat-boulevard/">residential complex near Science City</a></strong> ensure breezy living as well as plenty of sun in the winter.</p>
<p>There is a rising trend of sprucing up homes with greenery among urban dwellers. Interior experts are coming up with innovative ways to add some living, breathing greenery that instantly gives a fresh feeling to a space. You can create an indoor hanging herb garden, hang the house plants at different heights to create visual interest or create a living wall and so on.</p>
<p>If you&#8217;re new to plant parenthood and want to bring outdoors inside, here is the list of low-maintenance plants that can be kept alive and happy easily at your home.</p>
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<li><strong>Aloe Vera:</strong></li>
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<p>Aloe Vera is a succulent with long, pointed leaves and has medicinal properties. Aloe plants can be used as a skin moisturizer and to heal minor cuts and ease sunburn. It prefers bright, but indirect sunlight, especially in cooler temperatures. It can grow 3-feet high but their smaller varieties too can make big impact indoors. It can grow for years in the same container and does not need frequent watering.</p>
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<p><strong>2.Pothos:</strong></p>



<p>Pothos, commonly known as Money Plant, is easier to grow and maintain. This trailing plant can survive in both low and bright light. They are even tolerant of artificial lights. So basically, you can put it just about anywhere in your home. They keep on growing, 10 ft. or more and each cutting can be rooted in water to create more plants. Water when the top inch of soil dries out.</p>
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<p><strong>3. Lucky Bamboo:</strong></p>



<p>Lucky bamboo has long been the centrepiece of container plantings and can actually grow without soil. It is believed that lucky bamboo plants inside houses and offices promote prosperity and happiness. Pick a bamboo plant with vibrant green colour with no blemishes, bruises, or yellowing. Caring for them is absolutely hassle-free and a relaxing pastime which is also great for reducing stress. Make sure, your plant has enough to cover the base of the roots and change the water at least once per week to prevent the plant from rotting</p>
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<figure class="wp-block-image size-large"><img width="353" height="366" class="wp-image-1130" src="https://rajathomes.com/wp-content/uploads/2020/06/1-4.png" alt="" srcset="https://rajathomes.com/wp-content/uploads/2020/06/1-4.png 353w, https://rajathomes.com/wp-content/uploads/2020/06/1-4-289x300.png 289w" sizes="(max-width: 353px) 85vw, 353px" /></figure>
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<p>4.<strong>Spider Plant</strong>:</p>



<p>Though spider plants grow fast in a bright, sunny spot, they can tolerate low light and artificial light. They can grow in hanging baskets and add visual interest to a room. As their roots tend to fill the pot they are kept in, it is necessary to change the pot every couple of years. They can retain water well and survive in evenly moist soil. They also produce small baby plants. When they start to form roots, they can be cut off and planted on their own.</p>
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<p><strong>5.Snake Plant</strong></p>



<p>Snake plants are popular indoor houseplant as they are incredibly easy to care for. They are also called as ‘Mother-in-law&#8217;s tongue’ for their long, sharp, pointed leaves. They last for long and are tolerant of low light. They do just fine in normal room temperature but the air and soil should be somewhat dry. Some varieties of snake plants have yellow or white edges. They have small, white flowers that bloom rarely.</p>
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<figure class="wp-block-image size-large"><img width="208" height="271" class="wp-image-1132" src="https://rajathomes.com/wp-content/uploads/2020/06/1-5.png" alt="" /></figure>
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<p><strong>6.</strong> <strong>Peace Lily:</strong></p>



<p>The appeal of your home can be enhanced by the big white bracts and glossy green leaves of Peace Lily. Keeping this plant in the bathroom can absorb the excess moisture from the surrounding air and reduce of mildew development in the bathroom. The tropical, evergreen plants are easy to grow and can tolerate short periods of dry soil. They enjoy high humidity and warmth of the morning sun.</p>
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<p>The post <a rel="nofollow" href="https://rajathomes.com/decorate-your-home-with-low-maintenance-house-plants/">Decorate your home with low maintenance house plants</a> appeared first on <a rel="nofollow" href="https://rajathomes.com">Rajat Homes</a>.</p>
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		<title>How To Make Your Home Summer Ready</title>
		<link>https://rajathomes.com/how-to-make-your-home-summer-ready/</link>
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		<dc:creator><![CDATA[Rajat Homes]]></dc:creator>
		<pubDate>Tue, 12 May 2020 12:27:12 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[4 BHK luxury apartment near Sealdah]]></category>
		<category><![CDATA[residential complex near science city]]></category>
		<guid isPermaLink="false">https://rajathomes.com/?p=1076</guid>

					<description><![CDATA[<p>Spring, the season of rejuvenation has bid us adieu months back, and in the meantime sultry summer crept in to take on our nerves. Wi...</p>
<p>The post <a rel="nofollow" href="https://rajathomes.com/how-to-make-your-home-summer-ready/">How To Make Your Home Summer Ready</a> appeared first on <a rel="nofollow" href="https://rajathomes.com">Rajat Homes</a>.</p>
]]></description>
										<content:encoded><![CDATA[
<p>Spring, the season of rejuvenation has bid us adieu months back, and in the meantime sultry summer crept in to take on our nerves. With temperature soaring high every single day, it’s indeed the perfect time to prep your home for warm months. So, here we brought you some great ideas, straight from the designer’s diary to help you notch up your summer home.</p>
<h3>De-clutter to Make Your Home Summer Ready</h3>
<p>“Clutter is the most visible problem in any home”, says Mrs. Aruna Desai, a resident of Rajat Boulevard, a luxury residential complex near Science City. For her, clutter creates space crunch and prevents air to pass on. Also, such a space absorbs heat which is the last thing you would want during this summer. So, the first step is to lighten your home by removing unwanted items. Piles of old newspapers and magazines, too many pieces of furniture, tons of curios can be messy. To invite summer vibe in her plush apartment, Aruna simply stashed away the heavy pieces as early as possible.</p>
<h3>Pick Lighter Fabrics for Your Draperies and Upholstery</h3>
<p>An interior designer by profession, Aruna is pretty familiar with the way sheer draperies perk up the décor drama. Heavy rugs and carpets absorb heat. So is true for synthetic and satin upholstery. During summer months, allow your silk and satin draperies a short break and switch to natural fibres like cotton or jute. For a rustic touch, replace the carpets with durries. Use cotton curtains for a tranquil look. Khus Khus mats are great for an extra cooling effect.</p>
<h3>Pastels Are the Summer Palette</h3>
<p>One of the best ways to notch up the summer vibe is to bring in the warm hues into your home. Paint your walls with the brightest shades of green and blue, lilac, ivory, olive. You can go for the textured paint as well. To match with the wall, opt for bright prints in natural fabrics like cotton,<br />linen, jute, for bed, sofa and curtain. Make sure that whatever you choose should be appropriate for the humid summers.</p>
<h3>Swap the Cushions</h3>
<p>This is the easiest way to put your home in the perfect summer mood. Cheerful and vibrant throw pillows will instantly revitalise the most jaded of couches and rooms, believes the owner of a<em><a href="https://rajathomes.com/rajat-boulevard/"> 4 BHK</a> luxury apartment near Sealdah</em>.</p>
<h3><strong>Add Some Greens to Your Living Space</strong></h3>
<p>There’s nothing like a green makeover to your living space, especially in the summers. Indoor gardening can give you a fresh breath of air and keep your interiors cool and breezy. You can also opt for container gardening right inside your living room and balcony to bring in a summery vibe.</p>
<h3>Make Sure Your Appliances Are Summer-Ready</h3>
<p>A close check up on your air-conditioner, inverter and voltage stabiliser is necessary even before you start using them on a regular basis. Also, ask the experts for providing you maintenance services for your air conditioners during summer.</p>
<p>Most of the time we choose to have a seasonal twist to our wardrobe while ignoring the living space. But, doing a bit for home can make this peaceful sanctuary an abode of happiness where you would love to curl up to soothe your sore nerves. Take cue from these cool tips and make your home perfectly summer ready.</p>
<p>The post <a rel="nofollow" href="https://rajathomes.com/how-to-make-your-home-summer-ready/">How To Make Your Home Summer Ready</a> appeared first on <a rel="nofollow" href="https://rajathomes.com">Rajat Homes</a>.</p>
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		<title>Wellness Amenities Of Rajat Boulevard Defining                  The True Joy Of Living</title>
		<link>https://rajathomes.com/wellness-amenities-of-rajat-boulevard-defining-the-true-joy-of-living/</link>
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		<dc:creator><![CDATA[Rajat Homes]]></dc:creator>
		<pubDate>Fri, 17 Apr 2020 11:18:31 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[premium residential apartment in Tangra]]></category>
		<guid isPermaLink="false">https://rajathomes.com/?p=1065</guid>

					<description><![CDATA[<p>The definition of ‘fine living’ might be apparent, but don’t we all long for a home where we will feel alive and live a life wrapped in comfo...</p>
<p>The post <a rel="nofollow" href="https://rajathomes.com/wellness-amenities-of-rajat-boulevard-defining-the-true-joy-of-living/">Wellness Amenities Of Rajat Boulevard Defining                  The True Joy Of Living</a> appeared first on <a rel="nofollow" href="https://rajathomes.com">Rajat Homes</a>.</p>
]]></description>
										<content:encoded><![CDATA[
<p>The definition of ‘fine living’ might be apparent, but don’t we all long for a home where we will feel alive and live a life wrapped in comfort and extravaganza? As premium apartments cropping up in the prime neighbourhoods of Kolkata, homeowners are aspiring for the best and luxurious amenities to support their lifestyle needs and ensure the well being of the residents. When it comes to wellness amenities, Rajat Boulevard, the <a href="https://rajathomes.com/rajat-boulevard/"><em>premium residential apartment in Tangra</em></a>, allows the residents to maintain work-life balance and improve well being.</p>
<p>The conveniences and unique lifestyle amenities of this <a href="https://rajathomes.com/rajat-boulevard-brings-you-a-flair-of-upscale-life-at-the-citys-heart/"><em>residential project near EM bypass</em></a> offer a peaceful coexistence of traditional and modern living. A luxurious lifestyle is not anymore about glitz and glamour but something more permanent. Breathtaking views and jaw-dropping interiors are fine as long as the property offers the residents a more holistic state of being where one’s mental, physical and emotional health are in sync. The health and wellness facilities in a property are more valuable for homeowners than the contemporary luxury amenities. Keeping pace with the evolving demand of our dear customers,  Rajat Boulevard has incorporated amenities that ensure the ‘true joy of living’ for its residents.</p>
<h3>1. South-open apartments:</h3>
<p>The interiors of Rajat Boulevard blends fine aboriginal architecture with contemporary design. The South open apartments will bestow you with sunshine and soothing breeze in abundance. Allowing the maximum amount of natural light in your home result in reducing blood pressure, stress, anxiety and even boosting the immune system. Basking in the rays of the sun provides energy and make you feel happy and well-rested. In summer evenings, let the cool breeze enter through the window and caress your cheeks, leaving you feeling refreshed. If gardening is your passion, South-facing apartments are generally better for growing a bigger range of plants and flowers, although the soil will usually be drier so you’ll need to do more watering too.</p>
<h3>2. Open space:</h3>
<p>For residential projects, open spaces are like the pockets of greenery that add a bit of nature to our concrete jungles. The landscaped garden and play area at Boulevard is the perfect place to enjoy fresh crispy mornings while meditating or doing pranayama. The open spaces have exquisite effects on both physical and mental well being. Increase physical activity by walking along the tree-lined pathways after lunch or a leisurely barefoot stroll on grass in the evening.</p>
<h3>3. Gymnasium:</h3>
<p>Looking good and feeling good is now the priority of the millennial home buyers. For that, eating healthy, exercising regularly and monitoring fitness quotient have become a lifestyle choice. Hitting the gym outside after long hours at work exhausts many people and they eventually fail to reach their fitness goals. With a gymnasium within apartment premises, you will no longer have an excuse to skip your workout. Besides, you are likely to find yourself in the gym with other residents who keep your workout schedule and this can keep you on your toes when it comes to showing up for your workout sessions.</p>
<h3>4. Kids Play Area:</h3>
<p>Surrounded by gadgets and raised in nuclear families, kids these days hardly have any social life. The younger generation is now mostly addicted to indoor activities, that can not only result in adverse physical issues but also impacts the mental growth. The kids play area at<br />Rajat Boulevard will allow your child to break free from the confinement and constraint of four walls and trigger more enthusiasm within them. The kids will naturally come out of their nutshells and be more social. The play area will also help them to burn off extra energy and calories enhancing their overall growth.</p>
<p>The post <a rel="nofollow" href="https://rajathomes.com/wellness-amenities-of-rajat-boulevard-defining-the-true-joy-of-living/">Wellness Amenities Of Rajat Boulevard Defining                  The True Joy Of Living</a> appeared first on <a rel="nofollow" href="https://rajathomes.com">Rajat Homes</a>.</p>
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		<title>Indulge Yourself in Sophistication &#038;            Luxury at                              Your Boulevard Home</title>
		<link>https://rajathomes.com/indulge-yourself-in-sophistication-luxury-at-your-boulevard-home/</link>
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		<dc:creator><![CDATA[Rajat Homes]]></dc:creator>
		<pubDate>Fri, 10 Apr 2020 12:11:27 +0000</pubDate>
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		<category><![CDATA[General]]></category>
		<category><![CDATA[3 BHK apartment near science city]]></category>
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					<description><![CDATA[<p>From a well-equipped gymnasium to top-notch video phone facility, the list will go on, but these plush conveniences are not offered...</p>
<p>The post <a rel="nofollow" href="https://rajathomes.com/indulge-yourself-in-sophistication-luxury-at-your-boulevard-home/">Indulge Yourself in Sophistication &#038;            Luxury at                              Your Boulevard Home</a> appeared first on <a rel="nofollow" href="https://rajathomes.com">Rajat Homes</a>.</p>
]]></description>
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<p>From a well-equipped gymnasium to top-notch video phone facility, the list will go on, but these plush conveniences are not offered by any five star hospitality giant. These swanky features are some of the regular amenities that luxury residences like Rajat Boulevard offer.</p>
<h3>Rajat Boulevard: A Plush Address at Topsia</h3>
<p>Offering a premium address with a bevy of comfort amenities, Rajat Boulevard brings you 2, 3, and<a href="https://rajathomes.com/rajat-boulevard/"> 4 BHK luxury apartments near Science ci</a>ty. Sprawling over 40 Cottahs, it is an ultra-modern residential address exclusively designed to accommodate 54 select families. Featuring classy and subtle architecture, coupled with glass-clad exteriors, the G+9 Boulevard certainly captivates you. Besides splendid aesthetics, the complex brings you south open apartments beckoning the breezy evenings during sultry summer. Designed in accordance with the taste of urban consumers, its facilities and amenities comfortably cater to the evolving urban lifestyle.</p>
<h3>At Rajat Boulevard Magnificence is the Norm</h3>
<p>The shifting dynamics of the needs and preferences of the homebuyers are gaining euphoric prominence lately. Urban consumers are more focused on experiencing world-class living, and it means lot more than merely square foot.</p>
<p>So, how did the trend start? Just a decade ago, a swimming pool in an apartment complex was a benchmark of plush living. All the premium address in the city come with a swimming pool. But, in the recent times, a swimming pool is just one of the many features. High-end complexes like <a href="https://rajathomes.com/wellness-amenities-of-rajat-boulevard-defining-the-true-joy-of-living/">Rajat Boulevard offer ultra-luxury amenities</a> like exclusive kids play area, state-of-the-art gymnasium, fire safety, as well as video door phone, and many more.</p>
<p>Following a hike in purchasing capability, city-based consumers are willing to spend more on exclusivity, aesthetic charm, and lifestyle amenities and facilities. No wonder, developers are coming up with upscale projects like Boulevard where magnificence is none but a norm. The new avenues of luxury here offer residents enough opportunity to soak in sophistication.</p>
<h3>Make the Most of Your Living Space at Boulevard</h3>
<p>The concept of classy living involves healthy living as well. And the lavish Boulevard home gives you that too. The vast open space and the verdant green landscape is quite a visual charm. With the shrinking greenery in the city, such an ambiance in the residential complex is making way to the preference parameters of the urban consumers. An open space not only offers respite from the noise and dins of the city, but also aids in the physical and psychological well-being of the residents.</p>
<h3>Your Boulevard Home Offers you “Nothing But the Best”</h3>
<p>In the 21 st century, homebuyers are becoming way too demanding. Beyond square feet and aesthetics, people are more focused on quality of living that the residences like Rajat Boulevard are offering. Finest build, flawless finishes, custom-made materials, and above all a high levels of safety are among the highest priorities of a modern homebuyer and from that perspective your Boulevard home is certainly a winning choice.</p>
<p>The post <a rel="nofollow" href="https://rajathomes.com/indulge-yourself-in-sophistication-luxury-at-your-boulevard-home/">Indulge Yourself in Sophistication &#038;            Luxury at                              Your Boulevard Home</a> appeared first on <a rel="nofollow" href="https://rajathomes.com">Rajat Homes</a>.</p>
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		<title>How To Choose Furniture According to Room Size?</title>
		<link>https://rajathomes.com/how-to-choose-furniture-according-to-room-size/</link>
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		<dc:creator><![CDATA[Rajat Homes]]></dc:creator>
		<pubDate>Tue, 24 Mar 2020 10:34:14 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Property Developers in Kolkata]]></category>
		<category><![CDATA[Residential complex in South Kolkata]]></category>
		<guid isPermaLink="false">https://rajathomes.com/?p=1047</guid>

					<description><![CDATA[<p>There are times when we fall for a piece of furniture that are just not right for our living space. Not that they are shabby or unpleasant, rather they are a misfit for your space,in spite of being aesthetically pleasing. But, most of the time, we end up making plans to work with it somehow. And, that’s where we go absolutely wrong, says Rupali, an interior designer, while talking about the decor statement in own flat at a posh residential complex in South Kolkata.</p>
<p>The post <a rel="nofollow" href="https://rajathomes.com/how-to-choose-furniture-according-to-room-size/">How To Choose Furniture According to Room Size?</a> appeared first on <a rel="nofollow" href="https://rajathomes.com">Rajat Homes</a>.</p>
]]></description>
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<p class="MsoNormal" style="margin-bottom: .0001pt;">There are times when we fall for a piece of furniture that are just not right for our living space. Not that they are shabby or unpleasant, rather they are a misfit for your space,in spite of being aesthetically pleasing. But, most of the time, we end up making plans to work with it somehow. And, that’s where we go absolutely wrong, says Rupali, an interior designer, while talking about the decor statement in own flat at a posh <a href="https://rajathomes.com/">residential complex in South Kolkata</a>.</p>
<p class="MsoNormal" style="margin-bottom: .0001pt;">Decorating a room is like scribing on a blank canvas. Incorporating beautiful furniture in your living space helps you notch up beautiful interiors where you will find a peaceful refuge. So, it’s important to choose furniture that effortlessly matches your room’s size and complements it to the core.</p>
<p>Let’s find out how you should go about it.Here are key tips on deciding the perfect layout.</p>
<h2>Start With a Proper Measurement</h2>
<p class="MsoNormal">Take wall to wall measurement of your room for the perfect layout. Don’t forget to account for the doorways and windows, closets, and recesses. Consider the height of wall, window sill, light fixtures and switches. Also identify the electrical outlets, in order to make sure that the new furniture doesn’t overlap the outlets. Measure the height and the space occupied by the ceiling fans, before you place the new furniture in your living space. Don’t forget to measure doorways to make sure your new furniture can have an effortless entry to your home upon delivery.<b></b></p>
<h2>Distance between the Coffee Table and Sofa</h2>
<p>Ideally, there should be a distance of 14 inches to 18 inches between the sofa and coffee table.Actually, that’s the comfortable distance from where you can easily fetch the magazine, but still have plenty of leg room.</p>
<h2>Height of Side Tables</h2>
<p>Side tables add the right dose of grandeur to your living space. But, it’s important to arrange them properly. Make sure that the height of the side table is taller than the arm of the adjacent chair and not lower than the height of the seat. Ideally, the height should be not less than 3 inches shorter than the arm. However, the chairs without arms can be so designed that the gap with the table top is no more than 8 inches from above the seat.</p>
<h2>Distance between Seating (Sofa and the Chairs)</h2>
<p>Decking up your personal space involves notching up an optimised difference between seaters. The gap between two seaters (if they are chairs or settees) should not be more than 10 ft and no less than 3 ft. In short, the proximity of the seaters should be enough to make sure that there is enough room to optimize intimate conversation. Yet everyone is having a personal space of their own. Keep in mind that big and comfortable seaters are always favourite among, but maintaining a comfortable distance is always expected.</p>
<h3>The Takeaway Point</h3>
<p>Choosing the furniture for your living space is not an easy chore. You need to consider quite a lot of measurements. Along with the size of your room, you need to take the aesthetics into account. However, you can check out these tips to accomplish the task without much hassle.</p>
<p>&nbsp;</p>
<p>The post <a rel="nofollow" href="https://rajathomes.com/how-to-choose-furniture-according-to-room-size/">How To Choose Furniture According to Room Size?</a> appeared first on <a rel="nofollow" href="https://rajathomes.com">Rajat Homes</a>.</p>
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		<title>4 Reasons You Should Opt For Home Loan Even If You Can Afford It Through Your Savings</title>
		<link>https://rajathomes.com/4-reasons-you-should-opt-for-home-loan-even-if-you-can-afford-it-through-your-savings/</link>
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		<dc:creator><![CDATA[Rajat Homes]]></dc:creator>
		<pubDate>Thu, 09 Jan 2020 13:18:44 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[General]]></category>
		<guid isPermaLink="false">https://rajathomes.com/?p=1036</guid>

					<description><![CDATA[<p>Buying a home is a huge financial leap. It would remain a distant dream for many if there was no concept like ‘home loan’. With the rising property... </p>
<p>The post <a rel="nofollow" href="https://rajathomes.com/4-reasons-you-should-opt-for-home-loan-even-if-you-can-afford-it-through-your-savings/">4 Reasons You Should Opt For Home Loan Even If You Can Afford It Through Your Savings</a> appeared first on <a rel="nofollow" href="https://rajathomes.com">Rajat Homes</a>.</p>
]]></description>
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<p>Buying a home is a huge financial leap. It would remain a distant dream for many if there was no concept like ‘home loan’. With the rising property rates, buying a home surrendering the entire savings is almost impossible. A home loan is a saviour for Indian middle-class people to fulfil their dream of owning a house. Home is a precious buy, not just for its sentimental value but the great sense of security and accomplishment that it infuses.</p>
<p>But the question arises whether to take a home loan or not if someone has the money to pay upfront. It is true that home loan is a heavy liability considering the huge amount and long tenure that is attached to it. If you have enough money to buy a house without a loan, you will have certain advantages like:</p>
<ul>
<li>lThe overall cost of the house will be less as you don’t have to pay any interest to the bank.</li>
<li>lSkipping the trouble of bank paperwork required for loan processing.</li>
<li>lNo EMI burden. It ensures great peace of mind.</li>
</ul>
<p>However, purchasing a home without any loan also means, a large sum of your savings is locked in one investment. And it should not be done at the cost of exhausting your retirement or emergency fund. That ‘s why experts suggest taking a home loan as it comes with several advantages.</p>
<h3><b></b>1. Avail tax benefits:</h3>
<p>A deduction up to Rs 1.5-lakh towards the total principal repayment on the home loan can be claimed under section 80C of the Income Tax Act for a self-occupied property funded by home loan. Homeowners can also claim a deduction of Rs. 2 Lakh on the interest component of the home loan EMI under section 24 for self-occupied property. In case of rented property, the income tax deductions also include 30% of the rental income plus municipal taxes paid plus the interest paid on home loan. The deductions make the rental income zero or negative resulting in ‘loss from house property’ that can be set off against other income tax heads reducing the overall tax liability on the taxpayer. So, home loan is considered to be the most-effective tax-saving instrument.</p>
<h3><b></b>2. Improved credit score:</h3>
<p>When you repay your home loan in a timely manner, your credit score gets improved. The timely payments of EMIs, as well as the repayment of the principal amount on home loans, increase the credit-worthiness of the person. With good credit-worthiness, it gets easier to get approval on future loan and credit card applications.</p>
<h3><b></b>3. No locking your funds:</h3>
<p>Real estate is a big investment. Even if you have enough funds to buy a home without a loan, it is not wise to lock a big portion of your savings in one asset. Experts suggest to carefully assess the funds and find ways to diversify the investment areas. Investing in real estate also means the money is locked for a long tenure. You can try to liquidate the property investment in future by selling it when an urgent fund is needed. But property sales always take time to receive the desired value. You should also be ready for the emergency funds instead of spending all your savings at one go.</p>
<h3><b></b>4. Opt for better deals:</h3>
<p>When you are buying a home with the savings you have, you are restricting the budget and there will be lesser chances to consider better options for houses. With a home loan, you can opt for a better house in a better location. For example, if you are looking for a 2 BHK affordable apartment in Joka, you might be able to afford a home suited for your budget but serves you no good. Whereas, with a home loan you might be able to afford a residential property at Rajat Avante near Joka Metro which comes with world-class amenities and a plethora of modern facilities.</p>
<p>Home loan will give you the liberty to go beyond the fixed budget and look for better property options.</p>
<p>Home loans are offered at attractive rates by banks and other financial institutions. Government is also taking initiatives to make homes affordable by people. Before making the investment, consider all the pros and cons of choosing to spend money from the savings or opting for a home loan.</p>
<p>The post <a rel="nofollow" href="https://rajathomes.com/4-reasons-you-should-opt-for-home-loan-even-if-you-can-afford-it-through-your-savings/">4 Reasons You Should Opt For Home Loan Even If You Can Afford It Through Your Savings</a> appeared first on <a rel="nofollow" href="https://rajathomes.com">Rajat Homes</a>.</p>
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		<title>Perks of Staying on the Top Floor of Your Apartment Building</title>
		<link>https://rajathomes.com/perks-of-staying-on-the-top-floor-of-your-apartment-building/</link>
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		<dc:creator><![CDATA[Rajat Homes]]></dc:creator>
		<pubDate>Sun, 05 Jan 2020 10:45:00 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[General]]></category>
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					<description><![CDATA[<p>The evolving needs of Indian homebuyers have brought quite a change in their purchasing preferences over the past few years. Spacious rooms with large balconies are no more a priority unless they are functional. New parameters have joined in the existing list of property selection criteria. </p>
<p>The post <a rel="nofollow" href="https://rajathomes.com/perks-of-staying-on-the-top-floor-of-your-apartment-building/">Perks of Staying on the Top Floor of Your Apartment Building</a> appeared first on <a rel="nofollow" href="https://rajathomes.com">Rajat Homes</a>.</p>
]]></description>
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<p>The evolving needs of Indian homebuyers have brought quite a change in their purchasing preferences over the past few years. Spacious rooms with large balconies are no more a priority unless they are functional. New parameters have joined in the existing list of property selection criteria. With vertical living becoming the norm of the day, a group of buyers has emerged who are passionate about staying on top floors. Moreover, with skyscrapers emerging in the city, living on the top floors has become even more exciting.</p>
<p>Modern homebuyers evaluate their home buying decision with a variety of parameters, and top floor living is one of them. But, did you ever wonder why there&#8217;s a surging preference for top-floor living? Well, we bring together the perks of staying on the highest floor of a residential complex.</p>
<h3>Uninterrupted View ofthe Skyline</h3>
<p>Enjoying the exclusive and uninterrupted view of the city&#8217;s skyline is one of the biggest perks of staying on the top floor. &#8220;Having a clear view of your city from your balcony on lazy afternoons can be the best experience ever&#8221; <a href="https://rajathomes.com/rajat-avante/">believes the owner of the tallest residential tower near Joka metro</a>. It&#8217;s like going for a serene retreat every day.</p>
<h3>Better Air Quality</h3>
<p>As you move to the higher floors, you find lesser dust and debris clogged in the. Also, on the top floors you get better ventilation and your home remains breezy round the clock.</p>
<h3>Enjoy Unrestrained Privacy</h3>
<p>Staying on the top floor of the apartment building can help you enjoy unrestrained privacy with least disturbance. It keeps you away from a lot of foot traffic in your building. Secondly, none of your neighbours can peep through your windows, thus giving you exclusive privacy from all aspects. Additionally, many top floor units also come with a private access to the building&#8217;s roof deck.</p>
<h3>Access to More Sunlight</h3>
<p>Top floors of any residential apartments are likely to get more sunlight and air than the other floors. As a result, these apartments look naturally lit and ventilated. The entire home gets ample sunlight, which enhances the aesthetic elegance of the interiors.</p>
<p>And, if you are still not convinced, then you should know that top-floor apartments are considered comparatively safer than the lower floors from the potential threats of casual break-ins and thefts.</p>
<p>The post <a rel="nofollow" href="https://rajathomes.com/perks-of-staying-on-the-top-floor-of-your-apartment-building/">Perks of Staying on the Top Floor of Your Apartment Building</a> appeared first on <a rel="nofollow" href="https://rajathomes.com">Rajat Homes</a>.</p>
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		<title>Realty Jargons You Must Know Before Buying Your First Home – Part I</title>
		<link>https://rajathomes.com/realty-jargons-you-must-know-before-buying-your-first-home-part-i/</link>
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		<dc:creator><![CDATA[Rajat Homes]]></dc:creator>
		<pubDate>Thu, 02 Jan 2020 12:36:46 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[General]]></category>
		<guid isPermaLink="false">https://rajathomes.com/?p=1009</guid>

					<description><![CDATA[<p>Owning a home has always been a matter of pride and a valuable asset for Indian households. And home hunting is an adventurous journey. Over the years, the real estate industry has gone through exponential transition – with a professional approach, new terminologies are introduced.</p>
<p>The post <a rel="nofollow" href="https://rajathomes.com/realty-jargons-you-must-know-before-buying-your-first-home-part-i/">Realty Jargons You Must Know Before Buying Your First Home – Part I</a> appeared first on <a rel="nofollow" href="https://rajathomes.com">Rajat Homes</a>.</p>
]]></description>
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<p>Owning a home has always been a matter of pride and a valuable asset for Indian households. And home hunting is an adventurous journey. Over the years, the real estate industry has gone through exponential transition – with a professional approach, new terminologies are introduced. A lot of local terms are replaced by standard terminologies. If you are a home buyer, you may come across several realty jargons that will leave you confused. There are a few standard terminologies that you must know before plunging into the home-buying business.</p>
<p>So, here is A-Z glossary of frequently used terms that might guide you through a confusing legal process and you do not feel completely lost.</p>
<h3>1. A for Amortization:</h3>
<p>Amortization is an accounting technique that refers to the schedule of your mortgage payments spread out over time. It is the process of paying off the debt over time in regular instalments combining both interest and principal in payments to repay the loan in full by its maturity date.</p>
<h3>2. B for Balloon Mortgage:</h3>
<p>It refers to a lump sum amount that needs to be repaid to the lender after a certain stipulated period of time to close the loan. Where the payments are not fully amortized over the term of the loan, a large sum of money (in some cases the full principal) is paid at maturity to clear the debt.</p>
<h3>3. C for Carpet area:</h3>
<p>Carpet area refers to the actual area inside your house that you can use to lay a carpet. It is the net usable area that includes the thickness of the internal wall but excludes balcony or terrace.</p>
<h3>4. D for Deed:</h3>
<p>It refers to the legal document that is signed by the buyer and seller in order to transfer the ownership rights of the property. Deeds become public records in most states, so an unrecorded deed may create ownership disputes for heirs once the original owner dies.</p>
<h3>5. E for Equity:</h3>
<p>Home equity is the actual amount of an asset owned by you. If you borrowed money to buy a home, your mortgage lender has an interest in the property until the loan is paid off. Technically, your house will be used as collateral for your loan. Thus, the lender secures the interest of the home by getting a lien on the property. As you pay down your loan, your home equity increases.</p>
<h3>6. F for Foreclosure:</h3>
<p>It refers to the legal process where the lender tries to recover the remaining loan balance if the homeowner fails to pay off outstanding debt on the property. The lender either forces the sale of the property or it enters a foreclosure auction. If it is not sold, the lender takes hold of it.</p>
<h3>7. G for Gated community:</h3>
<p>The term refers to a neighbourhood having strictly controlled entrances for pedestrians and automobiles. In Kolkata, gated communities are mostly preferred in modern residential complexes. Just like Rajat Avante, the residential property near Joka Metro,is offering gated community where 24&#215;7 CCTV services ensure increased safety and security for the residents.</p>
<h3>8. H for Holding deposit:</h3>
<p>It is the initial sum of money paid to reserve or confirm the sale of a property before the full deposit is paid.</p>
<h3>9. I for Indian Stamp Act, 1899:</h3>
<p>The Indian Stamp Act amended in 1899 acts as fiscal legislation that regulates the payment of stamp duty to the local government in all real estate transactions.</p>
<h3>10. J for Joint Ownership Agreement:</h3>
<p>Joint Ownership Agreement actually refers to shared ownership of properties. Two or more persons agree to jointly own property for a variety of reasons that may include convenience in transactions, succession preferences, taxation benefits, etc.</p>
<h3>11. K for Kick-Out Clause:</h3>
<p>This clause allows the seller to pick the best deal by continuing to stage their homes for inspections to other buyers for sale. Eventually, they can “kick out” the existing buyer if the seller receives a better offer from another buyer without a home sale contingency.</p>
<h3>12. L for Land Tax:</h3>
<p>Land tax is the state tax that is levied on the purchase of a property, paid by the owner/co-owners of land. The tax is collected by the municipal body that helps the authority to fund essential services like maintenance of roads, transport, drainage and other civic facilities. The tax receipts are very important documents in case of legal disputes.</p>
<h3>13. M for Mutation:</h3>
<p>Mutation is an alteration of title ownership of a property in the records of the Corporation when it is sold or transferred. Once the mutation is done, the name of the new owner is updated in the land revenue department and the government is able to charge property tax from the rightful owner.</p>
<p>The post <a rel="nofollow" href="https://rajathomes.com/realty-jargons-you-must-know-before-buying-your-first-home-part-i/">Realty Jargons You Must Know Before Buying Your First Home – Part I</a> appeared first on <a rel="nofollow" href="https://rajathomes.com">Rajat Homes</a>.</p>
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